US banks have a 0% reserve requirement since 2020
if John deposits $100k, his bank can loan all of it to Sarah so now John has 100k in his bank and Sarah has 100k in hers 100k was just created out of nothing if John and Sarah go to the bank to take out the 100k in cash, the bank doesn’t have it this is called a bank run
https://twitter.com/CryptoTea_/status/1682403846964822016
สมมุติว่ามีเงินฝาก 100 แบ็งค์เมกา ปล่อยกู้ได้ 100 จริงหรือนี่
ธนาคารในเมกาไม่ต้องสำรองเงินจริงหรือครับ
if John deposits $100k, his bank can loan all of it to Sarah so now John has 100k in his bank and Sarah has 100k in hers 100k was just created out of nothing if John and Sarah go to the bank to take out the 100k in cash, the bank doesn’t have it this is called a bank run
https://twitter.com/CryptoTea_/status/1682403846964822016
สมมุติว่ามีเงินฝาก 100 แบ็งค์เมกา ปล่อยกู้ได้ 100 จริงหรือนี่