Build a Dividend Portfolio That Grows With You (investopedia.com)
https://www.investopedia.com/articles/stocks/07/build_dividend_portfolio.asp
Why Dividends?
Many investors choose to include dividend-paying stocks in their portfolios for a number of reasons. First, they provide investors with regular income monthly, quarterly, or annually. Secondly, they offer a sense of safety. Stock prices are subject to volatility—whether that's company-specific or industry-specific news or factors that affect the overall economy—so investors want to be sure they have some stability as well. Many companies that pay dividends already have an established track record of profits and profit-sharing.
An equity portfolio has its own set of risks: Non-guaranteed dividends and economic risks. Suppose instead of investing in a portfolio of bonds, as in the previous example, you invest in healthy dividend-paying equities with a 4% yield. These equities should grow their dividend payout at least 3% annually, which would cover the inflation rate and would likely grow at 5% annually through those same 12 years.
Motto: Safety First
Before you even start buying into investments, set your criteria. Next, do your homework on potential companies and wait until the price is right. If in doubt, wait some more. More trouble has been avoided in this world by saying "no" than by diving right in. Wait until you find nice blue chips with bulletproof balance sheets yielding 4 to 5%, or even more. Not all risks can be avoided, but you can certainly avoid the unnecessary ones if you choose your investments with care.
Here are the six steps to guide you in setting up your portfolio:
1.Diversify your holdings of good stocks.
2.Diversify your weighting to include five to seven industries.
3.Choose financial stability over growth.
4.Find companies with modest payout ratios. A payout ratio of 60% or less is best to allow for wiggle room in case of unforeseen company trouble.
5.Find companies with a long history of raising their dividends.
6.Reinvest the dividends.
ฮาวทู Build a Dividend Portfolio That Grows With You (ใช้ Safari appแปลได้ค่ะ)
https://www.investopedia.com/articles/stocks/07/build_dividend_portfolio.asp
Why Dividends?
Many investors choose to include dividend-paying stocks in their portfolios for a number of reasons. First, they provide investors with regular income monthly, quarterly, or annually. Secondly, they offer a sense of safety. Stock prices are subject to volatility—whether that's company-specific or industry-specific news or factors that affect the overall economy—so investors want to be sure they have some stability as well. Many companies that pay dividends already have an established track record of profits and profit-sharing.
An equity portfolio has its own set of risks: Non-guaranteed dividends and economic risks. Suppose instead of investing in a portfolio of bonds, as in the previous example, you invest in healthy dividend-paying equities with a 4% yield. These equities should grow their dividend payout at least 3% annually, which would cover the inflation rate and would likely grow at 5% annually through those same 12 years.
Motto: Safety First
Before you even start buying into investments, set your criteria. Next, do your homework on potential companies and wait until the price is right. If in doubt, wait some more. More trouble has been avoided in this world by saying "no" than by diving right in. Wait until you find nice blue chips with bulletproof balance sheets yielding 4 to 5%, or even more. Not all risks can be avoided, but you can certainly avoid the unnecessary ones if you choose your investments with care.
Here are the six steps to guide you in setting up your portfolio:
1.Diversify your holdings of good stocks.
2.Diversify your weighting to include five to seven industries.
3.Choose financial stability over growth.
4.Find companies with modest payout ratios. A payout ratio of 60% or less is best to allow for wiggle room in case of unforeseen company trouble.
5.Find companies with a long history of raising their dividends.
6.Reinvest the dividends.