คำตอบที่ได้รับเลือกจากเจ้าของกระทู้
ความคิดเห็นที่ 2
First of all, I am sorry that I can't type in Thai na ka. No Thai Keyboard cause I bought my laptop here in USA. But I really would like to help na ka.
So I went back to your original post. Noticed that you didn't call the police because the guy who hit you convinced you not to call the police. He is a smart ass!! And you should stand your ground, never listen or stay under influence na ka. This is such big lesson for you.
Do you know why he didn't want you to call? ---The answer is, he will end up having bad driving record for at least 5 years. This will cause him lots of problem when his new job or wherever he goes needed to run his background check.
Additionally, his insurance rate will shoot up every month or when renewal comes. Or he would end up being in jail because of driving under influence, who knows?
Anyhow, things happened. No time to think about the past. Lets move forward to things that need to get done. Followings are my advises na ka;
- If you knows that guy's name, last name and his insurance policy including driving license numbers, please proceed calling his insurance as soon as possible. When you call and speak to a representative, you want to tell the representative that your car got hit by (tell his name), his insurance policy number, date & time and location that the accident occurred.
- The representative usually ask you if you called the police, you want to say that the guy who hit you begging you not to call. And he allowed you to take his personal information & insurance down instead.
- You also want to bring up that you took a lot of pictures that you can send over to confirm that the guy who hit you is at fault.
- Last thing, please look out for yourself as much as possible. This is not being selfish but just wanted you to learn how to protect yourself and your own benefits. Usually, the insurance will ask if you wanted them to proceed the claims with other insurance on your behalf but if not, that is fine. You'd better call and claim by yourself cause no one else was at the scene but you and the guy that hit you.
Hope this help and let me know how it goes na ka.
Good luck!
So I went back to your original post. Noticed that you didn't call the police because the guy who hit you convinced you not to call the police. He is a smart ass!! And you should stand your ground, never listen or stay under influence na ka. This is such big lesson for you.
Do you know why he didn't want you to call? ---The answer is, he will end up having bad driving record for at least 5 years. This will cause him lots of problem when his new job or wherever he goes needed to run his background check.
Additionally, his insurance rate will shoot up every month or when renewal comes. Or he would end up being in jail because of driving under influence, who knows?
Anyhow, things happened. No time to think about the past. Lets move forward to things that need to get done. Followings are my advises na ka;
- If you knows that guy's name, last name and his insurance policy including driving license numbers, please proceed calling his insurance as soon as possible. When you call and speak to a representative, you want to tell the representative that your car got hit by (tell his name), his insurance policy number, date & time and location that the accident occurred.
- The representative usually ask you if you called the police, you want to say that the guy who hit you begging you not to call. And he allowed you to take his personal information & insurance down instead.
- You also want to bring up that you took a lot of pictures that you can send over to confirm that the guy who hit you is at fault.
- Last thing, please look out for yourself as much as possible. This is not being selfish but just wanted you to learn how to protect yourself and your own benefits. Usually, the insurance will ask if you wanted them to proceed the claims with other insurance on your behalf but if not, that is fine. You'd better call and claim by yourself cause no one else was at the scene but you and the guy that hit you.
Hope this help and let me know how it goes na ka.
Good luck!
แสดงความคิดเห็น
อ่านกระทู้อื่นที่พูดคุยเกี่ยวกับ
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รถชนในอเมริกา (แคลิฟอร์เนีย เบย์แอเรีย) ภาค 2
หลังจากรอประกันติดต่อกลับ 4 วัน เพราะติดthanksgiving ในที่สุดเมื่อเช้าเค้าก็โทรมาค่ะ เค้าบอกว่า policy
ของเราไม่ครอบคลุมค่าใช้จ่ายในการซ่อมรถเราถ้าคู่กรณีเป็นฝ่ายผิด (ซึ่งเค้าบอกว่าคู่กรณีผิด)
และแนะนำให้เราติดต่อประกันของคู่กรณีเอาเอง คือเราสงสัยว่า ขั้นตอนนี้ประกันไม่ได้เป็นฝ่ายดำเนินเรื่องให้หรอคะ
แล้วคือเราต้องโทรเอง ซึ่งฝั่งนู้นก็อาจจะบอกว่าเค้าไม่ผิดก็ได้ ถ้าเป็นอย่างนั้นจริง เราอยากทราบว่าจะเป็นยังไงต่อไป เราต้องเตรียมตัวยังไงต่อไป
และระหว่างนี้เราก็ยังเอารถไปซ่อมไม่ได้ใช่มั๊ยคะ เราพึ่งมาอยู่เมกาได้ 3 เดือน ไม่รู้จักคนไทยที่นี่ ยังใช้ชีวิตก็ไม่คล่อง ไม่รู้จะไปปรึกษาใคร
โทรคุยกับประกันเองก็ยังไม่ค่อยรู้เรื่อง ไม่รู้เลยว่าควรทำยังไง ต้องทำอะไรต่อ รู้สึกแย่มากค่ะ รบกวนเพื่อนๆพี่ๆสมาชิกชี้แนะด้วยค่ะ
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